On Thursday, WAFB-TV in Baton Rouge posted a story that was welcome news to the August 2016 flood victims, yours truly included.
The gist of the story was that the U.S. Department of Housing and Urban Development had waived the duplication of benefits provisions, clearing the way for flood victims who had to settle for SBA loans to rebuild their homes to receive compensation from FEMA through Restore Louisiana.
Until that provision was waived, anyone who did not receive FEMA funding was forced to accept the SBA loans. In some cases, as with me, victims were directed by FEMA reps to the SBA table to apply for loans. This was done without FEMA’s bothering to tell flood victims that if they accepted—or if they were even offered and declined—an SBA loan, they were automatically ineligible for other federal assistance.
So, as you might surmise, news of the waiver of the duplication of benefits stipulation was welcome news.
That story by WAFB-TV was posted at 8:41 a.m.
At 5:57 p.m., a scant eight hours later, I received my first scam call about my eligibility for federal assistance.
The call from Morgan City, my caller ID said. I know no one in Morgan City, but I answered anyway, thinking perhaps it may be someone with a tip for a story for LouisianaVoice.
Instead, it was a woman asking for me by name, although it took me about three or four tries to understand whom she was asking for. Then she launched into her spiel about my application, saying she need to confirm certain information. It took several times for that information to get through, which was just as well as it gave me time to wonder why someone would be calling from Morgan City about my FEMA application.
After asking her to repeat herself several times, the call was suddenly disconnected. When I tried to call back, I got the usual message on robo calls that the call could not be completed.
So, there you have it, folks. The scam artists are already busily scheming to prey on flood victims, some of whom still are not back in their homes and some, like me who, at 75, is saddled with a brand-new 30-year $125,000 mortgage.
The purpose of this is not to whine about my misfortune because to be honest, we fared better than many flood victims: we got an excellent general contractor who did everything he promised to do at the price he quoted—and he did excellent work.
The purposed of this is to put other victims on notice that the scammers are actively trying to steal your identity to bilk you out of anything you may have coming to you. You need to be alert to these people and NEVER divulge any personal information, including your Restore Louisiana application number, your social security number or anything else.
And just because my call showed up on caller ID as being from Morgan City (Area Code 985), that doesn’t mean diddly. They steal numbers so that it appears you are getting a local call. Your call may be from Hammond, Lafayette or anywhere, and from any area code.
DO NOT BE A VICTIM!

